Why the Credit Union?

WE SERVE THE AIRLINE INDUSTRY

American Airlines Federal Credit Union started more than 80 years ago, when a small group of American Airlines employees formed a financial institution dedicated to helping their colleagues. Today, American Airlines Credit Union is open to anyone working in the Air Transportation Industry and their families.

Who is Eligible?

All active or retired airline employees and their family members can enjoy the benefits we offer.

  • All active or retired employees of American Airlines, US Airways and Envoy.
  • Employees who work directly in the air transportation industry* such as:
    • Airline employees.
  • Employees who work directly in administration, regulation or security of airports, airlines or air transportation, such as:
    • TSA, FAA and others...
  • Volunteers of American Airlines under the cadet program, including wholly owned subsidiaries Envoy Air, Piedmont Airlines and PSA Airlines. 
  • Employees of companies that have a strong dependency relationship with airlines or airports who work directly with:
    • Air transportation of freight, including freight forwarding for air transportation;
    • Air courier services, air passenger services, airport baggage handling;
    • Commercial airport janitorial services;
    • Commercial aircraft cleaning, maintenance, servicing, and repair services;
    • Commercial airport runway maintenance services; and
    • On-board airline food services.
  • Families: Member-owners can sponsor membership for their spouse, children, parents, siblings, grandparents, grandchildren and permanent household members with same physical address.

When Does Eligibility Begin?

You can apply for membership as early as your first day of Air Transportation employment or any time afterward. You can open up a savings account with a $5 share deposit, and a one-time $1 membership fee.

And, once a member, always a member regardless of where you live or work. 

Our Vision

Our vision is for every member-owner of American Airlines Federal Credit Union to realize their life and financial welfare are enriched as a result of their Credit Union participation.

It’s simple. Our goals are your goals. We’re members helping members, so whatever you dream of, whatever you want to accomplish, we’re here to help make it a reality. From simply saving for a rainy day, to financing your dream home, to investing, to planning for college, we work hard to make sure everyone who participates in the Credit Union is enriched by the experience.

What You Can Expect From Us

We’re committed to providing a wide choice of financial options at favorable prices. And we believe in the timeless values of honesty, integrity, respect and professionalism. You’ll see it in everything we do. We’re here to help you find answers fast, locate the service you need and receive the understanding and expertise to help you get the most out of your Credit Union membership. After all, you really are part of our success.

Learn more about our Financial Wellness and Planning services

Who is Eligible?

All active or retired airline employees and their family members can enjoy the benefits we offer.

  • All active or retired employees of American Airlines, US Airways and Envoy.
  • Employees who work directly in the air transportation industry* such as:
    • Airline employees.
  • Employees who work directly in administration, regulation or security of airports, airlines or air transportation, such as:
    • TSA, FAA and others...
  • Volunteers of American Airlines under the cadet program, including wholly owned subsidiaries Envoy Air, Piedmont Airlines and PSA Airlines. 
  • Employees of companies that have a strong dependency relationship with airlines or airports who work directly with:
    • Air transportation of freight, including freight forwarding for air transportation;
    • Air courier services, air passenger services, airport baggage handling;
    • Commercial airport janitorial services;
    • Commercial aircraft cleaning, maintenance, servicing, and repair services;
    • Commercial airport runway maintenance services; and
    • On-board airline food services.
  • Families: Member-owners can sponsor membership for their spouse, children, parents, siblings, grandparents, grandchildren and permanent household members with same physical address.

When Does Eligibility Begin?

You can apply for membership as early as your first day of Air Transportation employment or any time afterward. You can open up a savings account with a $5 share deposit, and a one-time $1 membership fee.

And, once a member, always a member regardless of where you live or work. 

Our Vision

Our vision is for every member-owner of American Airlines Federal Credit Union to realize their life and financial welfare are enriched as a result of their Credit Union participation.

It’s simple. Our goals are your goals. We’re members helping members, so whatever you dream of, whatever you want to accomplish, we’re here to help make it a reality. From simply saving for a rainy day, to financing your dream home, to investing, to planning for college, we work hard to make sure everyone who participates in the Credit Union is enriched by the experience.

What You Can Expect From Us

We’re committed to providing a wide choice of financial options at favorable prices. And we believe in the timeless values of honesty, integrity, respect and professionalism. You’ll see it in everything we do. We’re here to help you find answers fast, locate the service you need and receive the understanding and expertise to help you get the most out of your Credit Union membership. After all, you really are part of our success.

Become a Member

Start building your future with us today.

Join Now

“If you need a financial institution that you can trust and that wants to help you accomplish your financial goals, go with American Airlines Credit Union.” 

David, member since 2017

Read More Member Stories

Mobile & Digital Services

We understand your on-the-go account access needs.

Mobile Apps

Our mobile apps offer a number of convenient services, including mobile check deposit, bill pay, credit score monitoring, personal financial management tools and more!

GET THE APPS

Download from the Apple Store

Download from Google Play

  • Apple Watch – To turn on, simply log into our mobile app and select “Apple Watch” under “Settings” in the left-hand menu.
 Mobile services require web access. Check with your wireless carrier for any fees that may apply.
Apple Watch is trademark of Apple Inc.
Google Play is a registered trademarks of Google LLC.

Digital Wallet

Add your Credit Union debit and credit cards to your enabled device to make secure payments and simplify your checkout experience with a variety of digital payment options.

Apple Pay and Apple Watch are trademarks of Apple Inc.
Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd.
Google Pay and Google Play are registered trademarks of Google LLC.
Visa is a registered trademark of Visa International Service Association. The EMV® SRC payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.

Financial Management Tools

Our budget and finances feature allows our members to track their spending with a fully interactive, real-time updating dashboard that loads existing Credit Union accounts while allowing the addition of accounts from other financial institutions. Within your online banking account you have access to two tools that help you keep your finances on track:

  •  Personal Finance Manager and Credit Monitoring.
Learn More

MARKETPLACE

With our one-stop shop for financial apps, you can select from a set of third-party apps to help you run your business, pay down loans fast, donate to charities and much more – all in one convenient location.

Please note: Fees and qualifications vary by app.

Apps include:

  1. Autobooks Small business owners can simplify their books, manage cash flow and access the necessary reports.
  2. Changed Borrowers can pay down debt with spare change to save time and money and reach their goals sooner.
  3. Givio Individuals can donate to more than 1.6 million 501(c)3 nonprofits – or support a cause from a list of local nonprofits – directly from their bank account.
  4. OneDigitalTrust Users of this estate- and inheritance-planning platform can create legal documents, including wills, living trusts, healthcare and financial powers of attorney and others.
  5. Trustworthy® Successful modern families can collaborate with loved ones and advisors to protect and organize their most important information. Secure items like family IDs, money, property, passwords, insurance, tax records, estate documents, contacts, and more – all in one place.

To register: Use a browser to log into online banking and select “Marketplace” to get started. Your Marketplace apps can be managed through the Credit Union app after completing registration on a browser.

American Airlines Credit Union does not assume any responsibility or liability for any purchases or promotions made by a third party

Message and data rates may apply. Check with your mobile provider.

* Air Transportation Industry does not include employees of retail shops, restaurants, travel agencies, online travel agencies or consumer online travel reservation services, hotels, taxicab services, car rental companies, airplane manufacturers; employees primarily engaged in ground transportation of freight (other than freight forwarding for air transportation), defense services companies, or employees of defense product manufacturers.