Earn up to $250
Our members have trusted us for more than 85 years. Share that same trust with your family and earn up to $250.* Plus, the new member will also earn $25 when they join.**
REFER NOW
Receive a $25 bonus for each family member who joins the Credit Union up to $250! To make this deal even sweeter, the new member will also earn $25 when they join.
After you talk to your eligible family members about joining the Credit Union, follow these simple steps:
1) Click this link to request an email to share with your family members.
2) Ask them to enter your sponsorship information (name and email address) when completing their application.
3) Look for the deposit in your account within 60 days of them joining. That's it!
The more people you refer, the more chances you have to win!
Who can join?
If you're currently a member-owner, you can share the gift of membership with the following people:
• Spouse
• Children
• Parents
• Siblings
• Grandparents
• Grandchildren
• Permanent household members with same physical address
To learn more about eligibility, click here.
“If you need a financial institution that you can trust and that wants to help you accomplish your financial goals, go with American Airlines Credit Union.”
David, member since 2017
Our Rates^
-
APY as high as
2.12%
Savings
Share/IRA Accounts
-
APY as high as
4.65%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.45%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
Our Rates^
-
APR as low as
4.24%
New Auto
Up to 36 Months
-
APR as low as
4.49%
Used Auto
Up to 36 Months
-
APR as low as
4.99%
New Auto
Up to 60 months
-
APR as low as
5.24%
Used Auto
Up to 60 months
-
APR as low as
6.74%
RV
Vehicle Loans
-
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 20, 2024.
Our Rates^
-
APR as low as
5.956%
15-Year Fixed
Home Loans
-
APR as low as
6.456%
30-Year Fixed
Home Loans
-
APR as low as
6.781%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 13, 2024. View Full Disclosures.
Our Rates^
-
APR
15.50% - 17.50%
Signature Cash Back
Credit Cards
-
APR
13.25% - 18.00%
Platinum Rewards
Credit Cards
-
APR
11.75% - 18.00%
Platinum Low Rate
Credit Cards
-
APR
16.99%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
Our Rates^
-
APR
13.49% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
Our Rates^
APY as high as
2.12%
Savings
Share/IRA Accounts
APY as high as
4.65%
Short-Term Share Certificate
Share Certificate
APY as high as
4.45%
Share Certificate
Share/IRA Certificates
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
APR as low as
4.24%
New Auto
Up to 36 Months
APR as low as
4.49%
Used Auto
Up to 36 Months
APR as low as
4.99%
New Auto
Up to 60 months
APR as low as
5.24%
Used Auto
Up to 60 months
APR as low as
6.74%
RV
Vehicle Loans
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 20, 2024.
APR as low as
5.956%
15-Year Fixed
Home Loans
APR as low as
6.456%
30-Year Fixed
Home Loans
APR as low as
6.781%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 13, 2024. View Full Disclosures.
APR
15.50% - 17.50%
Signature Cash Back
Credit Cards
APR
13.25% - 18.00%
Platinum Rewards
Credit Cards
APR
11.75% - 18.00%
Platinum Low Rate
Credit Cards
APR
16.99%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
APR
13.49% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
*Referring member will receive $25.00 for each referral that results in a new membership account being opened, with a maximum of ten (10) referrals per calendar year. New member account must be opened between 01/01/2024 and 12/31/2024. Member opening the account must be a new member of the Credit Union. Funds will be deposited in referring member’s account within 60 days of the new membership that is opened. Only one referral will be awarded per new membership. Any bonuses or monies received in association with this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. Referring member must be in good standing to be eligible for referral offer. American Airlines Credit Union employees, immediate family and/or permanent household members and Credit Union Coordinators are not eligible for this promotion. Void where prohibited by law. When completing your application, use “REFER25” as the Refer A Friend Code, and provide the name and email address of the referring member. See our Eligibility Requirements for more information.
** A $25 new member bonus is good for new membership accounts opened between 10/01/2024 and 12/31/2024. New member account will have $26.00 ($25.00 new-member bonus, plus, the one-time $1.00 membership fee) deposited within seven (7) days of the new account being opened. A total of $5.00 will remain pledged in member’s primary savings account as a required minimum daily balance. There is no minimum balance required to obtain the bonus. Fees may reduce earnings on the account. The primary savings account Annual Percentage Yield is 2.12% and is accurate as of 10/01/2024, and is subject to change. Each bonus is non-transferable and will be forfeited if account is closed prior to bonus award date. Any bonuses or monies received in association within this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable.
¹ NO PURCHASE NECESSARY TO ENTER AND WIN. ODDS OF WINNING DEPEND ON NUMBER OF ENTRIES RECEIVED. Promotion valid between 11/11/2024 and 12/31/2024, and open to all legal consumer residents of the fifty (50) United States and residents of Washington, D.C. who are Credit Union members in good standing and at least 18 years of age, except as set forth in the Official Rules. One (1) prize of $1,000 USD will be awarded and deposited to Prize Winner’s primary share account. Promotion subject to Official Rules available at AACreditUnion.org/globalassets/documents/gift-of-membership-drawing-official-rules-2024 or by sending a self-addressed, stamped envelope postmarked by 12/31/2024, to American Airlines Federal Credit Union, Attn: Marketing Department/The Gift of Membership Drawing Promotion, MD 2100, P.O. Box 619001, DFW Airport, TX 75261-9001. Void in Puerto Rico, the U.S. Virgin Islands, Guam, U.S. military installations in foreign countries, and where prohibited, taxed or restricted by law.
