RATES, FEES & DISCLOSURES
Our Rates^
-
APY as high as
2.12%
Savings
Share/IRA Accounts
-
APY as high as
4.65%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.45%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
Our Rates^
-
APR as low as
4.24%
New Auto
Up to 36 Months
-
APR as low as
4.49%
Used Auto
Up to 36 Months
-
APR as low as
4.99%
New Auto
Up to 60 months
-
APR as low as
5.24%
Used Auto
Up to 60 months
-
APR as low as
6.74%
RV
Vehicle Loans
-
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 20, 2024.
Our Rates^
-
APR as low as
5.956%
15-Year Fixed
Home Loans
-
APR as low as
6.456%
30-Year Fixed
Home Loans
-
APR as low as
6.781%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 13, 2024. View Full Disclosures.
Our Rates^
-
APR
15.50% - 17.50%
Signature Cash Back
Credit Cards
-
APR
13.25% - 18.00%
Platinum Rewards
Credit Cards
-
APR
11.75% - 18.00%
Platinum Low Rate
Credit Cards
-
APR
16.99%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
Our Rates^
-
APR
13.49% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
Our Rates^
APY as high as
2.12%
Savings
Share/IRA Accounts
APY as high as
4.65%
Short-Term Share Certificate
Share Certificate
APY as high as
4.45%
Share Certificate
Share/IRA Certificates
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
APR as low as
4.24%
New Auto
Up to 36 Months
APR as low as
4.49%
Used Auto
Up to 36 Months
APR as low as
4.99%
New Auto
Up to 60 months
APR as low as
5.24%
Used Auto
Up to 60 months
APR as low as
6.74%
RV
Vehicle Loans
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 20, 2024.
APR as low as
5.956%
15-Year Fixed
Home Loans
APR as low as
6.456%
30-Year Fixed
Home Loans
APR as low as
6.781%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 13, 2024. View Full Disclosures.
APR
15.50% - 17.50%
Signature Cash Back
Credit Cards
APR
13.25% - 18.00%
Platinum Rewards
Credit Cards
APR
11.75% - 18.00%
Platinum Low Rate
Credit Cards
APR
16.99%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
APR
13.49% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
RATES & FEES PERSONAL ACCOUNTS
- Savings Rate & Fee Schedule: Full Document
- Rate Schedule
- Short-Term Share Certificate
- Share Certificates
- Fee Schedule
- Auto & Recreational Loans
- Personal Loans/Line of Credit & Other Loans
- Home Equity Line of Credit Loans
- Home Loans | Full Disclosures
- Credit Card Rates and Fees
- Visa® Consumer Credit Card Agreement and Disclosure
Six-Month Share Certificate
Enjoy up to a 4.65% Annual Percentage Yield (APY) with as little as $1K invested.
Banking with the Credit Union
We’re committed to providing a wide choice of financial options at favorable prices. And we believe in the timeless values of honesty, integrity, respect and professionalism. You’ll see it in everything we do. We’re here to help you find answers fast, locate the service you need and receive the understanding and expertise to help you get the most out of your Credit Union membership. After all, you really are part of our success.
85,000 ATMS
We're ready to help at 46 branches located throughout the United States. Additionally, you’ll find more than 70,000 domestic ATMs and 15,000 international ATMs in the CO-OP and Allpoint networks, plus more than 5,000 shared branches that offer easy access for our member-owners.
You’ll find ATMs at many popular retailers like Target, CVS Pharmacy, Walgreens, Costco, Kroger, Safeway, Rite Aid, 7-Eleven and other locations nearby.
CO-OP Shared BranchSM and CO-OP ATMSM are marks of CO-OP Financial Services.
Allpoint is not a mark of American Airlines or American Airlines Federal Credit Union.
ФSurcharge-free withdrawals at selected ATMs only. Look for participating retailers for surcharge-free ATMs.
Find the closest ATM.Mobile Banking
Whether you’re accessing your accounts on the go with your laptop, smartphone¹ or tablet or from a desktop computer at home, our digital banking experience provides you with on-the-go convenient services.
¹ Message and data rates may apply. Check with your mobile provider.
Learn more about our mobile and online servicesOverdraft Options
We offer overdraft options to protect your everyday spending.
Explore overdraft optionsHome Loans
Whether you’re buying your first home or your dream home, we’re here for you to help make it happen with rates competitive with the national average, in-house underwriting and lower closing costs.
Learn more about our home loans