Financial Firsts
The process of achieving life's milestones can be unfamiliar. They have the dream, we have the know-how to help them on their path.
Earn up to $125 with a new checking
For a limited time, you can earn up to $125 with qualifying activities when you open a new checking account.
There's a first time for everything.
Our firsts make an impression on us, which is why you want a partner you can trust when it comes to your finances. The Credit Union is a not-for-profit financial institution, so our members’ needs always come first in everything we do.
Financial Firsts
Let us be a part of all your finance-related firsts!
First Savings Account
Putting money aside early is an important thing to do. Whether you’re a parent saving for their child’s future or a grandparent putting money aside when they might need it, the Credit Union is here to help with opening up your child's first savings account.
Learn more about our savings account.
See what offers are available when you refer family members and they join.
We have a variety a savings calculators to help you or your loved save for a car, college or more.
Let us be a part of your financial first steps. Join our complimentary, weekly webinars and receive expert guidance throughout your financial journey
To watch one of our previously recorded webinars, visit our YouTube channel.
First Checking Account
When you land your first job, one of the initial things you'll need is a checking account to put your money in. Our uChecking account account, designed for members 13-25 years old, is the perfect first account. There are no monthly service fees and the complimentary debit card gives you easy access to your money whenever you need it.
Open now or learn more about our uChecking account.
Check out our current offers available when you open a new checking account.
Help keep track of your spend with our financial calculators
Let us be a part of your financial first steps. Join our complimentary, weekly webinars and receive expert guidance throughout your financial journey
To watch one of our previously recorded webinars, visit our YouTube channel.
If you'e at least 18 years of age, consider getting an Overdraft Protection Loan to help build your credit.
*Loans are subject to credit approval and Credit Union lending guidelines. Member must be in good standing. See our Rate Schedule for more information.
First Credit Card
Getting your first credit card is a big deal. Not only can it help you build credit, but it can also be a convenient and secure way to pay for things. Our Visa® Platinum Starter Rewards card is for members 18 years and older and offers a lower credit limit than our other cards. cards. It does, however, include the benefit of earning Connection PointsTM which can be used toward gift cards, merchandise and more.
Apply now or learn more about our Starter Rewards credit card.
Check out current offers available when you open a Starter Rewards credit card.
Check out our credit card-related calculators to learn about how rate changes affect your payment and more.
Let us be a part of your financial first steps. Join our complimentary, weekly webinars and receive expert guidance throughout your financial journey
To watch one of our previously recorded webinars, visit our YouTube channel.
First Auto Loan
Getting behind the wheel of your first car is exciting. Having your own set of wheels to get you around town is a step toward independence. It can also be a big financial commitment. That’s why it’s so important to secure an auto loan from someone who has your back, but also offers great rates.
Apply now or learn about our auto loan for first-time auto borrowers.
Check out offers available for first-time auto borrowers
Find out how much you can afford with our calculators.
Let us be a part of your financial first steps. Join our complimentary, weekly webinars and receive expert guidance throughout your financial journey
To watch one of our previously recorded webinars, visit our YouTube channel.
Benefits to getting a loan with us
First-time auto borrowers can receive a 2% APR discount and lower monthly payment every year.
First Home Loan
Buying a home is one of the biggest investments you’ll ever make, so you want to make sure you do it right the first time. The home-buying process can be overwhelming, which is why you want a financial partner you can trust to walk you safely and securely through the entire process. Being handed the keys to your first home is milestone you never forget, and we would love nothing more than to be a part of making that dream become a reality.
Apply or learn more about our first-time home buyer program.
Check out our offers for first-time home buyers.
Find out how much your mortgage payments will be and more with our calculators.
Let us be a part of your financial first steps. Join our complimentary, weekly webinars and receive expert guidance throughout your financial journey
To watch one of our previously recorded webinars, visit our YouTube channel.
Our Rates^
-
APY as high as
2.38%
Savings
Share/IRA Accounts
-
APY as high as
4.80%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.60%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.18%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 21, 2024.
Our Rates^
-
APR as low as
4.69%
New Auto
Up to 36 Months
-
APR as low as
4.94%
Used Auto
Up to 36 Months
-
APR as low as
5.44%
New Auto
Up to 60 months
-
APR as low as
5.69%
Used Auto
Up to 60 months
-
APR as low as
6.74%
RV
Vehicle Loans
-
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 16, 2024.
Our Rates^
-
APR as low as
5.575%
15-Year Fixed
Home Loans
-
APR as low as
5.948%
30-Year Fixed
Home Loans
-
APR as low as
6.533%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 21, 2024. View Full Disclosures.
Our Rates^
-
APR
16.00% - 18.00%
Signature Cash Back
Credit Cards
-
APR
13.75% - 18.00%
Platinum Rewards
Credit Cards
-
APR
12.25% - 17.49%
Platinum Low Rate
Credit Cards
-
APR
17.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2024.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2024.
Our Rates^
-
APR
13.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.
Our Rates^
APY as high as
2.38%
Savings
Share/IRA Accounts
APY as high as
4.80%
Short-Term Share Certificate
Share Certificate
APY as high as
4.60%
Share Certificate
Share/IRA Certificates
APY as high as
4.18%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 21, 2024.
APR as low as
4.69%
New Auto
Up to 36 Months
APR as low as
4.94%
Used Auto
Up to 36 Months
APR as low as
5.44%
New Auto
Up to 60 months
APR as low as
5.69%
Used Auto
Up to 60 months
APR as low as
6.74%
RV
Vehicle Loans
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective August 16, 2024.
APR as low as
5.575%
15-Year Fixed
Home Loans
APR as low as
5.948%
30-Year Fixed
Home Loans
APR as low as
6.533%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective September 21, 2024. View Full Disclosures.
APR
16.00% - 18.00%
Signature Cash Back
Credit Cards
APR
13.75% - 18.00%
Platinum Rewards
Credit Cards
APR
12.25% - 17.49%
Platinum Low Rate
Credit Cards
APR
17.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2024.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective September 1, 2024.
APR
13.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.
"We felt it's important to start Maverick’s savings account early because it's never too early to start investing into his future."
James and Kayla Wingrove
Members since 2001
See our rate and fee schedule for more information.
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