AUTOMATIC 0.25% APR^ DISCOUNT FOR EXTERNAL REFINANCES
Save big when you refinance your auto loan with the Credit Union and defer your first payment up to 90 days.*
Apply Now
LOAN DISCOUNTS
Save on your next auto loan if you take advantage of the number of discounts available on select vehicle loans.
REFINANCE
Already have your new auto, but looking to lower your payment? Refinance with us and earn up to a 0.50% APR discount. That's right, for a limited time, when you refinance your auto loan with the Credit Union from another institution, you'll be eligible for a 0.25% discount off the APR, plus an additional 0.25% discount for direct deposit.
External refinances can take advantage of the 90-day deferral, too!
Ready to apply to refinance your auto loan?
Here's what you'll need:
● Your payoff amount
● Your VIN (Vehicle Identification Number)
Apply today or log into online banking and choose "Apply Now" from the menu.
Our Rates^
-
APR as low as
4.94%
New/Used Auto
Up to 36 Months
-
APR as low as
5.69%
New/Used Auto
Up to 60 months
-
APR as low as
6.74%
RV
Vehicle Loans
-
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 1, 2024.
Our Rates^
-
APY as high as
2.38%
Savings
Share/IRA Accounts
-
APY as high as
5.35%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.95%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.28%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2024.
Our Rates^
-
APR as low as
6.464%
15-Year Fixed
Home Loans
-
APR as low as
6.837%
30-Year Fixed
Home Loans
-
APR as low as
7.495%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 18, 2024. View Full Disclosures.
Our Rates^
-
APR
16.00% - 18.00%
Signature Cash Back
Credit Cards
-
APR
13.75% - 18.00%
Platinum Rewards
Credit Cards
-
APR
12.25% - 17.49%
Platinum Low Rate
Credit Cards
-
APR
17.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2024.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2024.
Our Rates^
-
APR
13.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.
Our Rates^
APR as low as
4.94%
New/Used Auto
Up to 36 Months
APR as low as
5.69%
New/Used Auto
Up to 60 months
APR as low as
6.74%
RV
Vehicle Loans
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 1, 2024.
APY as high as
2.38%
Savings
Share/IRA Accounts
APY as high as
5.35%
Short-Term Share Certificate
Share Certificate
APY as high as
4.95%
Share Certificate
Share/IRA Certificates
APY as high as
4.28%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2024.
APR as low as
6.464%
15-Year Fixed
Home Loans
APR as low as
6.837%
30-Year Fixed
Home Loans
APR as low as
7.495%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 18, 2024. View Full Disclosures.
APR
16.00% - 18.00%
Signature Cash Back
Credit Cards
APR
13.75% - 18.00%
Platinum Rewards
Credit Cards
APR
12.25% - 17.49%
Platinum Low Rate
Credit Cards
APR
17.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2024.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2024.
APR
13.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.
^ APR is Annual Percentage Rate. All rates are subject to change without notice. Qualifying rates are based on collateral, term, down payment and creditworthiness. Not all loans are eligible. The maximum combined qualifying total discount is up to 0.50% for Direct Deposit plus Loan Loyalty or Welcome Aboard or Refi Discount. No other discounts can be combined. A 0.25% discount will be given for direct deposit into a Credit Union checking account. Direct Deposit Discount begins on the first month after the loan is funded or the month after direct deposit begins any time during your loan term and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing. An additional discount of 0.25% can be applied for Loan Loyalty or Welcome Aboard Discounts; however, these two cannot be combined. A 0.25% Loan Loyalty Discount is available for members having two (2) or more loans with a balance in the last two (2) years. Auto loans need activity within the last four (4) years. Some loan types are excluded. A 0.25% Welcome Aboard Discount is valid 90 days from the opening date of new membership. A 0.25% refi discount is available for external auto loans refinanced with the Credit Union, and funded between 07/01/2024 and 09/30/2024. Not all members will qualify. Ask the Credit Union for more details.
* Although no payment is due for 90 days, interest and credit insurance premiums (if applicable) continue to accrue during deferred payment period. Excludes loans already financed with the Credit Union. Loan applications must be approved and funded between 07/01/2024 and 09/30/2024. Ask the Credit Union for more details.
