EARN CASH BACK OR CONNECTION POINTS
Earn $250 in cash back* when you take out a new mortgage paired with a Visa Signature® Cash Back credit card, or earn 25,000 Connection Points™** when you take out a new mortgage paired with a Visa® Rewards credit card.
Apply NowDream Home. Dream Rewards.
Finance a new mortgage from us paired with a Signature Cash Back credit card and earn $250 cash back. Or, pair your new mortgage with a Rewards credit card and earn 25,000 Connection Points.
Pick which credit card is right for you!
Why do so many members turn to us to finance their mortgage or unlock the equity in their home?
Because the Credit Union checks all the right boxes when you're looking for a lender to finance/refinance your home loan.
✓ We can save you money with some of the lowest interest rates in the market, which puts more money back in your pocket.
✓ All loan servicing is done in-house by a member of our team ready to give you a great one-on-one experience.
✓ We have lower-than-average closing costs.1
Our Rates^
-
APR as low as
5.956%
15-Year Fixed
Home Loans
-
APR as low as
6.456%
30-Year Fixed
Home Loans
-
APR as low as
6.781%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 13, 2024. View Full Disclosures.
Our Rates^
-
APY as high as
2.12%
Savings
Share/IRA Accounts
-
APY as high as
4.65%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.45%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
Our Rates^
-
APR as low as
4.24%
New Auto
Up to 36 Months
-
APR as low as
4.49%
Used Auto
Up to 36 Months
-
APR as low as
4.99%
New Auto
Up to 60 months
-
APR as low as
5.24%
Used Auto
Up to 60 months
-
APR as low as
6.74%
RV
Vehicle Loans
-
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 20, 2024.
Our Rates^
-
APR
15.50% - 17.50%
Signature Cash Back
Credit Cards
-
APR
13.25% - 18.00%
Platinum Rewards
Credit Cards
-
APR
11.75% - 18.00%
Platinum Low Rate
Credit Cards
-
APR
16.99%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
Our Rates^
-
APR
13.49% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
Our Rates^
APR as low as
5.956%
15-Year Fixed
Home Loans
APR as low as
6.456%
30-Year Fixed
Home Loans
APR as low as
6.781%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 13, 2024. View Full Disclosures.
APY as high as
2.12%
Savings
Share/IRA Accounts
APY as high as
4.65%
Short-Term Share Certificate
Share Certificate
APY as high as
4.45%
Share Certificate
Share/IRA Certificates
APY as high as
4.07%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
APR as low as
4.24%
New Auto
Up to 36 Months
APR as low as
4.49%
Used Auto
Up to 36 Months
APR as low as
4.99%
New Auto
Up to 60 months
APR as low as
5.24%
Used Auto
Up to 60 months
APR as low as
6.74%
RV
Vehicle Loans
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 20, 2024.
APR
15.50% - 17.50%
Signature Cash Back
Credit Cards
APR
13.25% - 18.00%
Platinum Rewards
Credit Cards
APR
11.75% - 18.00%
Platinum Low Rate
Credit Cards
APR
16.99%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective December 1, 2024.
APR
13.49% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2024.
* Visa Signature Cash Back credit card is required for this offer. The amount of cash back rewards to be credited to your American Airlines Credit Union Visa Signature Cash Back credit card is $250 for a new mortgage to the Credit Union. Internal refinances are eligible and will qualify for this offer only if a minimum of $50,000 in additional principal is borrowed. Internal modifications are not eligible. One award per funded loan. All loans are subject to credit approval and Credit Union lending guidelines. Signature Cash Back credit card requires a minimum credit limit of $5,000. See Cash Back Rules available on our website for complete program description at AACreditUnion.org/Cash-Back. Allow 4-6 weeks after closing date for the balance to appear on your “Cash Back Rewards Summary” on your statement. Credit Union reserves the right to change or end the program and its terms and conditions at any time without notice. This offer is non-transferrable. Any bonuses or monies received in association with this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable.
** Visa Platinum Rewards credit card is required for this offer. The number of Connection Points awarded in conjunction with your new mortgage loan with the Credit Union is 25,000 points. Internal refinances are eligible and will qualify for this offer only if a minimum of $50,000 in additional principal is borrowed. Internal modifications are not eligible. One award per funded loan. See Connection Point Rules available on our website for complete program description at AACreditUnion.org/Connection-Points. This offer is non-transferrable. Any bonuses or monies received in association with this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. Allow 4-6 weeks after closing date for balance to appear on your “Connection Points Summary.” American Airlines Credit Union reserves the right to change or end the Mortgage Connection Points Program and its terms and conditions at any time without notice.
1 The national average closing cost for single-family homes in the first half of 2021 was $6,837. Source: https://nationalmortgageprofessional.com/news/closing-costs-surge-first-half-2021
Visa and Visa Signature are registered trademarks of Visa International Service Association.
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