DIRECT DEPOSIT
Starting a new job and ready to set up direct deposit? New to the Credit Union and ready to switch your current direct deposits? Been meaning to switch over for a while and just haven’t gotten around to it? Want to take advantage of special perks that come with having a direct deposit?
No matter when and why you're setting up a direct deposit, the Credit Union is ready to guide you along the way.
BENEFITS OF DIRECT DEPOSIT
Get your money up to two days earlier when you setup direct deposit into an account with us.
Direct Deposit Discount
Receive a 0.25% APR^ discount when you set up direct deposit into your Credit Union checking account. Direct Deposit Discount begins on the first month after the loan is funded and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing.
Discount is available on the following loans:
- Auto
- Boat
- Airplane
- Recreational vehicles
Priority Checking Rewards
Direct deposit into your Priority Checking is one of the qualifactions for additional benefits, including:
- Up to $20.00 in ATM fee rebates*
- A higher dividend earned on account balance
- Foreign Transaction Fee rebate on purchases
To qualify for upgraded Priority Checking benefits on a monthly basis you must have a minimum of fifteen (15) debit card purchases posted per month, maintain a direct deposit of $250.00 or more and enroll in online statements.
Learn more about Priority Checking.
Direct Deposit Discount
Receive a 0.25% APR^ discount when you set up direct deposit into your Credit Union checking account. Direct Deposit Discount begins on the first month after the loan is funded and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing.
Discount is available on the following loans:
- Auto
- Boat
- Airplane
- Recreational vehicles
Priority Checking Rewards
Direct deposit into your Priority Checking is one of the qualifactions for additional benefits, including:
- Up to $20.00 in ATM fee rebates*
- A higher dividend earned on account balance
- Foreign Transaction Fee rebate on purchases
To qualify for upgraded Priority Checking benefits on a monthly basis you must have a minimum of fifteen (15) debit card purchases posted per month, maintain a direct deposit of $250.00 or more and enroll in online statements.
Learn more about Priority Checking.
SETTING UP DIRECT DEPOSIT
Setting up a direct deposit can be initiated through your employer or the company making the deposit. This could include payroll direct deposits, government direct deposits (Social Security, Disability, etc.) and dividend direct deposits from investment accounts.
You'll need:
- Credit Union ABA Routing Number: 311992904
- Your checking or savings account number:
- Checking account number: If you have checks, it's the number at the bottom and center of your check, excluding the preceding zeros.
You can also find it in online banking by logging in and clicking on your personal checking account. Your checking number is located in the "Details" tab of your transaction history. - Savings account number: Your 9-digit member number located in the upper right corner of your monthly account statement.
- Checking account number: If you have checks, it's the number at the bottom and center of your check, excluding the preceding zeros.
On occasion, a depositor may ask for a form from the Credit Union. The Member Advocacy Center will be happy to assist you with this. Just call us at (800) 533-0035, or start a chat by selecting the button in the lower right hand corner of this page.
^APR is Annual Percentage Rate. A 0.25% discount will be given for direct deposit into an American Airlines Federal Credit Union checking account. Direct Deposit Discount begins on the first month after the loan is funded or the month after direct deposit begins any time during your loan term and will continue to be deducted from the rate monthly, as long as direct deposit remains on the member’s checking account and the member remains in good standing.
* See our Rate & Fee Schedule for more information.
