EARN UP TO 25,000 CONNECTION POINTS

Open a new Visa® Platinum Rewards or Starter credit card between Jan. 1 and March 31, 2025, and earn up to 25,000 Connection Points.™*

Apply Now

Balance-Transfer Offer

Enjoy a balance-transfer intro rate of 2.25% APR^ for six months when you open a new Visa® Cash Back, Rewards, or Low Rate credit card. After that, your rate will vary between 11.25% and 18.00% APR.
See offer details.

To receive your 25,000 Connection Points:

Open a new Visa Platinum Rewards or Starter card between Jan. 1 and March 31, 2025.

Then do the following:

- Earn 5,000 Connection Points on your first purchase.
- Earn another 20,000 Connection Points when you make at least $2,000 in purchases within 60 days of account opening.

After the promotional period ends, you’ll earn one Connection Point for every dollar spent on purchases.

 

Connection Points can be used for travel and retail gift cards or merchandise.

 

Our Rates^

  • APR

    15.00% - 17.00%

    Signature Cash Back

    Credit Cards

  • APR

    12.75% - 18.00%

    Platinum Rewards

    Credit Cards

  • APR

    11.25% - 18.00%

    Platinum Low Rate

    Credit Cards

  • APR

    16.49%

    Platinum Secured

    Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

Our Rates^

  • APY as high as

    2.02%

    Savings

    Share/IRA Accounts

  • APY as high as

    4.55%

    Short-Term Share Certificate

    Share Certificate

  • APY as high as

    4.35%

    Share Certificate

    Share/IRA Certificates

  • APY as high as

    4.07%

    Ladder Certificates

    Share/IRA Certificates

  • APY as high as

    0.40%

    Priority Checking

    Checking Accounts

  • APY as high as

    0.25%

    Flagship Checking

    Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2025.

Our Rates^

  • APR as low as

    4.24%

    New Auto

    Up to 36 Months

  • APR as low as

    4.49%

    Used Auto

    Up to 36 Months

  • APR as low as

    4.99%

    New Auto

    Up to 60 months

  • APR as low as

    5.24%

    Used Auto

    Up to 60 months

  • APR as low as

    6.74%

    RV

    Vehicle Loans

  • APR as low as

    6.49%

    Boat/Airplane

    Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 20, 2024.

Our Rates^

  • APR as low as

    6.083%

    15-Year Fixed

    Home Loans

  • APR as low as

    6.583%

    30-Year Fixed

    Home Loans

  • APR as low as

    6.757%

    5/1 Arm (30-Year)

    Home Loans

  • APR as low as

    7.125%

    5/10 Fixed

    Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 13, 2025.  View Full Disclosures.

Our Rates^

  • APY as high as

    0.15%

    Business Checking

    Checking Accounts

  • APY as high as

    0.40%

    Business Savings Account

    (Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2025.

Our Rates^

  • APR

    12.99% - 18.00%

    Platinum

    Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

Our Rates^

APR

15.00% - 17.00%

Signature Cash Back

Credit Cards

APR

12.75% - 18.00%

Platinum Rewards

Credit Cards

APR

11.25% - 18.00%

Platinum Low Rate

Credit Cards

APR

16.49%

Platinum Secured

Credit Cards

^Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

APY as high as

2.02%

Savings

Share/IRA Accounts

APY as high as

4.55%

Short-Term Share Certificate

Share Certificate

APY as high as

4.35%

Share Certificate

Share/IRA Certificates

APY as high as

4.07%

Ladder Certificates

Share/IRA Certificates

APY as high as

0.40%

Priority Checking

Checking Accounts

APY as high as

0.25%

Flagship Checking

Checking Accounts

^Savings Rates and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2025.

APR as low as

4.24%

New Auto

Up to 36 Months

APR as low as

4.49%

Used Auto

Up to 36 Months

APR as low as

4.99%

New Auto

Up to 60 months

APR as low as

5.24%

Used Auto

Up to 60 months

APR as low as

6.74%

RV

Vehicle Loans

APR as low as

6.49%

Boat/Airplane

Vehicle Loans

^Auto & Recreational Loans

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective December 20, 2024.

APR as low as

6.083%

15-Year Fixed

Home Loans

APR as low as

6.583%

30-Year Fixed

Home Loans

APR as low as

6.757%

5/1 Arm (30-Year)

Home Loans

APR as low as

7.125%

5/10 Fixed

Owner Occupied HELOC

^Home Loan Rates and Information and HELOC Rates and Information

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 13, 2025.  View Full Disclosures.

APY as high as

0.15%

Business Checking

Checking Accounts

APY as high as

0.40%

Business Savings Account

(Share) Savings Accounts

^Business Rate and Fee Schedule

Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective January 1, 2025.

APR

12.99% - 18.00%

Platinum

Credit Cards

^Business Credit Card Rates and Fees

Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective January 1, 2025.

* Open a Visa Platinum Rewards credit card between 01/01/2025 and 03/31/2025, and earn 5,000 bonus Connection Points when you complete your first purchase. Earn an additional 20,000 bonus Connection Points when you make at least $2,000 in purchases within 60 days of account opening. Bonus Connection Points will be paid at the end of the statement cycle in which the final qualifying purchase was made. Connection Points are not earned on cash advance, balance-transfer or convenience check transactions posted to the account. After the promotional period ends, cardholder will earn one (1) Connection Point for every dollar ($1) spent on purchases. See Connection Point Rules available on our website for complete program description at AACreditUnion.org/Connection-Points. Loans are subject to credit approval and Credit Union lending guidelines. In order to benefit from this offer, cardholder must keep account in good standing. This offer is non-transferrable and cannot be combined with any other offer. Any awards of monies received in association with this promotion may be subject to IRS reporting requirements. Recipients are responsible for income tax liability if applicable.

^ APR is Annual Percentage Rate. Open a new Visa Low Rate, Rewards or Cash Back credit card between 01/01/2025 and 03/31/2025, and receive 2.25% intro APR on balance transfers that post to your account within 60 days of account opening. Intro rate valid for six billing cycles after the transaction posts. After the intro rate, normal rates and fees will apply. As of 01/01/2025, variable APR will be 11.25% to 18.00%. Annual fee: $0. Balance-transfer fee: $0. Cash advance fee: $2. Minimum finance charge: $.50 except where prohibited by law. International transaction fee: Rewards and Cash Back card is 0% and all other cards are 1% of transaction amount after its conversion to U.S. dollars. Please refer to Credit Card Rates and Fees on our website for additional information. Rates are subject to change. Loans are subject to credit approval and Credit Union lending guidelines. In order to benefit from this offer, cardholder must keep account in good standing. This offer is non-transferrable and cannot be combined with any other offer.

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