uChecking

Our UChecking account, for younger members between the ages of 13 and 25, was custom designed with your lifestyle in mind.

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Earn $25

Depositing your paycheck directly into your checking account can earn you $25.

See offer details.

This is the ideal account for members who are beginning to manage their own money. There’s no direct deposit or minimum balance required and by meeting a few easy requirements, you can earn ATM fee rebates. Features include:

UChecking Features

  • No monthly service fee with activity*
  • No minimum balance requirement
  • Qualified UChecking benefits include:
    • Up to $15.00 in ATM fee rebates

To qualify for upgraded UChecking benefits you must have a minimum of fifteen (15) debit card purchases posted per month and enroll in online statements.

*See our Rate & Fee Schedule for more information.

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more

Access our calculators

Order Checks

 

UChecking Features

  • No monthly service fee with activity*
  • No minimum balance requirement
  • Qualified UChecking benefits include:
    • Up to $15.00 in ATM fee rebates

To qualify for upgraded UChecking benefits you must have a minimum of fifteen (15) debit card purchases posted per month and enroll in online statements.

*See our Rate & Fee Schedule for more information.

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Checking Account Features

Checking Comparison



Monthly Service Fees
$0
$0 with direct deposit of $250 or more‡
$0 with $750 minimum daily balance‡
$0
Dividend Bearing
No
No
.25% APY‡
.05% APY or .40% APY‡
Overdraft Protection
Yes
No
Yes
Yes
Unique Product Benefits
Yes
No
Yes
Yes
Foreign Transaction Fee (purchases only)
1%
1%
No§
No§ (with qualifications)

APY = Annual Percentage Yield

‡ Qualifications required. See our Rate & Fee Schedule for more information.

§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

Checking Comparison

APY = Annual Percentage Yield

‡ Qualifications required. See our Rate & Fee Schedule for more information.

§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

ADVICE, TIPS & NEWS

How to Sign up for Online Statements 

Whether you’re accessing your American Airlines Federal Credit Union accounts on the go with your laptop, smartphone, tablet or desktop computer, our digital banking experience provides you with quick and convenient services.

Learn how to sign up for online statements

Determining if you are ready for retirement

Very often, life doesn’t play out like we planned it. Your master plan may have been to be totally debt free, retire at age 62 and use some of your savings to travel the world. But let’s face it, life can throw us some curve balls and 2020 threw one at the entire world.

Maybe you’re 55 years old, still have a mortgage, a child in college and haven’t reached your retirement savings target. If the opportunity to take early retirement arises, you might not be sure if the timing is right. So what are your best steps forward?

Read about the best steps to prepare

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“When buying a new car recently, the branch manager told me of the various ways to shop for the best deal. I got pre-approved, found the perfect dream car and it was delivered to my local branch in three days flat. All paperwork was ready, and it was the easiest transaction of my life.”

Michael, member since 1980

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† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.

Visa is a registered trademark of Visa International Service Association.