EARN UP TO $125
Open a new Priority, Flagship, Ascend, UChecking, or Business Checking account and earn up to $125.*
Apply Now
Complete the following activities and earn up to $125:
• Earn $50 when you make at least $250 in net debit card purchases within 60 days of account opening.**
• Earn $25 when you add your debit card to your digital wallet within 60 days of account opening.¹
• Earn an additional $25 when you use your Credit Union debit card within your digital wallet to make at least one purchase within 60 days of account opening.²
• Earn $25 when you receive at least $250 in direct deposit into your checking account for two consecutive months.³
Checking Account Features
- Unlimited access to more than 85,000 surcharge-free ATMs
- 70,000 domestic ATMs
- 15,000 international ATMs
- Direct Deposit Benefits
- Discounts on loans
- Access to your direct deposit up to two business days early
- Fraud Protection
- Zero liability for unauthorized debit card transactions †
- Fraud Text Alerts ♦
- 24/7 debit card fraud monitoring
- Mobile & Online banking
- Mobile check deposit ♦
- Mobile wallet payment options
- Free bill pay
- Online Card Management
- Set up travel notifications
- Temporarily turn cards on and off when misplaced
- Report a card lost or stolen
- Request a credit limit increase
- Visa® debit card with contactless and chip-enabled technology
- Overdraft Protection Options
APY = Annual Percentage Yield
‡ Qualifications required. See our Rate & Fee Schedule for more information.
§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases.
APY = Annual Percentage Yield
‡ Qualifications required. See our Rate & Fee Schedule for more information.
§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases.
Our Rates^
-
APY as high as
2.38%
Savings
Share/IRA Accounts
-
APY as high as
5.35%
Short-Term Share Certificate
Share Certificate
-
APY as high as
4.95%
Share Certificate
Share/IRA Certificates
-
APY as high as
4.28%
Ladder Certificates
Share/IRA Certificates
-
APY as high as
0.40%
Priority Checking
Checking Accounts
-
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2024.
Our Rates^
-
APR as low as
4.94%
New/Used Auto
Up to 36 Months
-
APR as low as
5.69%
New/Used Auto
Up to 60 months
-
APR as low as
6.74%
RV
Vehicle Loans
-
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 1, 2024.
Our Rates^
-
APR as low as
6.464%
15-Year Fixed
Home Loans
-
APR as low as
6.837%
30-Year Fixed
Home Loans
-
APR as low as
7.495%
5/1 Arm (30-Year)
Home Loans
-
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 18, 2024. View Full Disclosures.
Our Rates^
-
APR
16.00% - 18.00%
Signature Cash Back
Credit Cards
-
APR
13.75% - 18.00%
Platinum Rewards
Credit Cards
-
APR
12.25% - 17.49%
Platinum Low Rate
Credit Cards
-
APR
17.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2024.
Our Rates^
-
APY as high as
0.15%
Business Checking
Checking Accounts
-
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2024.
Our Rates^
-
APR
13.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.
Our Rates^
APY as high as
2.38%
Savings
Share/IRA Accounts
APY as high as
5.35%
Short-Term Share Certificate
Share Certificate
APY as high as
4.95%
Share Certificate
Share/IRA Certificates
APY as high as
4.28%
Ladder Certificates
Share/IRA Certificates
APY as high as
0.40%
Priority Checking
Checking Accounts
APY as high as
0.25%
Flagship Checking
Checking Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2024.
APR as low as
4.94%
New/Used Auto
Up to 36 Months
APR as low as
5.69%
New/Used Auto
Up to 60 months
APR as low as
6.74%
RV
Vehicle Loans
APR as low as
6.49%
Boat/Airplane
Vehicle Loans
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective February 1, 2024.
APR as low as
6.464%
15-Year Fixed
Home Loans
APR as low as
6.837%
30-Year Fixed
Home Loans
APR as low as
7.495%
5/1 Arm (30-Year)
Home Loans
APR as low as
7.125%
5/10 Fixed
Owner Occupied HELOC
^Home Loan Rates and Information and HELOC Rates and Information
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective June 18, 2024. View Full Disclosures.
APR
16.00% - 18.00%
Signature Cash Back
Credit Cards
APR
13.75% - 18.00%
Platinum Rewards
Credit Cards
APR
12.25% - 17.49%
Platinum Low Rate
Credit Cards
APR
17.49%
Platinum Secured
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective July 1, 2024.
APY as high as
0.15%
Business Checking
Checking Accounts
APY as high as
0.40%
Business Savings Account
(Share) Savings Accounts
Rates Subject to Change. APY=Annual Percentage Yield. Rates Effective July 1, 2024.
APR
13.99% - 18.00%
Platinum
Credit Cards
Rates Subject to Change. APR=Annual Percentage Rate. Rates Effective October 1, 2023.
* Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking or Business checking account between 07/01/2024 and 09/30/2024, to earn up to $125. Member must be in good standing to be eligible for each bonus. Each bonus will be paid within 60 days after the final qualifying transaction. Any bonus will be forfeited if account is closed prior to bonus award date. This bonus is non-transferable. Any bonuses or monies received in association within this promotion are subject to IRS reporting requirements. Recipients are responsible for income tax liability, if applicable. Checking is subject to credit approval.
** Earn $50 when you make at least $250 in net debit card purchases within 60 days of account opening. Transaction posting may vary by merchant. ATM withdrawals and existing checking accounts are not eligible and do not qualify for the bonus.
¹ Earn $25 when you add your debit card to your digital wallet within 60 days of account opening.
² Earn an additional $25 when you use your Credit Union debit card within your digital wallet to make at least one purchase within 60 days of account opening.
³ Earn $25 when you receive at least $250 in direct deposit into your checking account for two (2) consecutive months. Final qualifying transaction must be completed with 60 days of account opening.
♦ Message and data rates may apply. Check with your mobile provider.
† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.
Visa is a registered trademark of Visa International Service Association.
