Flagship Checking

Our premium checking account experience is perfect for members who carry a higher balance and are looking for additional value.

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Earn $25

Depositing your paycheck directly into your checking account can earn you $25.

See offer details.

Enjoy a premium checking experience, including fee rebates, our highest spending and deposit limits as well as the chance to earn Connection PointsTM when paired with our Visa® Platinum Rewards Credit Card. Features include:

Flagship Checking Features

  • No monthly service fee with a $750 minimum daily balance*
  • Monthly dividend
  • One Connection Point for every $3.00 spent when you carry our Visa® Platinum Rewards Credit Card
  • Wire funds domestically with no fees – up to two wires a month
  • First eight (8) free non-network ATM transactions a month
  • Monthly foreign transaction fee rebate when you use your debit card for international purchases
  • Our highest debit card spending limits
  • Our highest mobile deposit limit

 Consider our Visa® Platinum Rewards Credit Card with this account.

* See our Rate & Fee Schedule for more information.

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Learn more

Access our calculators

Order Checks

 

Flagship Checking Features

  • No monthly service fee with a $750 minimum daily balance*
  • Monthly dividend
  • One Connection Point for every $3.00 spent when you carry our Visa® Platinum Rewards Credit Card
  • Wire funds domestically with no fees – up to two wires a month
  • First eight (8) free non-network ATM transactions a month
  • Monthly foreign transaction fee rebate when you use your debit card for international purchases
  • Our highest debit card spending limits
  • Our highest mobile deposit limit

 Consider our Visa® Platinum Rewards Credit Card with this account.

* See our Rate & Fee Schedule for more information.

Tools & Resources

We also provide additional tools and resources to help you manage your finances and learn as you go.

Checking Account Features

Checking Comparison



Monthly Service Fees
$0 with $750 minimum daily balance‡
$0 with direct deposit of $250 or more‡
$0
$0
Dividend Bearing
.25% APY‡
No
.05% APY or .40% APY‡
No
Overdraft Protection
Yes
No
Yes
Yes
Unique Product Benefits
Yes
No
Yes
Yes
Foreign Transaction Fee (purchases only)
No§
1%
No§ (with qualifications)
1%

APY = Annual Percentage Yield

‡ Qualifications required. See our Rate & Fee Schedule for more information.

§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

Checking Comparison

APY = Annual Percentage Yield

‡ Qualifications required. See our Rate & Fee Schedule for more information.

§ Receive a monthly foreign transaction fee rebate when you use your debit card for international purchases. 

ADVICE, TIPS & NEWS

How to Sign up for Online Statements 

Whether you’re accessing your American Airlines Federal Credit Union accounts on the go with your laptop, smartphone, tablet or desktop computer, our digital banking experience provides you with quick and convenient services.

Learn how to sign up for online statements

Determining if you are ready for retirement

Very often, life doesn’t play out like we planned it. Your master plan may have been to be totally debt free, retire at age 62 and use some of your savings to travel the world. But let’s face it, life can throw us some curve balls and 2020 threw one at the entire world.

Maybe you’re 55 years old, still have a mortgage, a child in college and haven’t reached your retirement savings target. If the opportunity to take early retirement arises, you might not be sure if the timing is right. So what are your best steps forward?

Read about the best steps to prepare

Visit Our Blog

“When buying a new car recently, the branch manager told me of the various ways to shop for the best deal. I got pre-approved, found the perfect dream car and it was delivered to my local branch in three days flat. All paperwork was ready, and it was the easiest transaction of my life.”

Michael, member since 1980

Read More Member Stories

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† Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use on their card. Consult issuer for additional details or visit Visa.com/security.

Visa is a registered trademark of Visa International Service Association.